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Home Warranty

If you have any questions or would like more information about getting a home warranty please Contact Us. If you are interested in buying or selling a home or property please also visit our Buyers Page or Sellers Page.

A home warranty is an affordable way to cover the costs of unexpected mechanical failure of a major system or appliance. A home warranty is specifically designed to cover the kinds of repairs that home insurance does not: appliances, plumbing and electrical, air conditioning and furnaces, and pool equipment.

Home Warranty

The average annual cost of a home warranty policy is between $250 and $400. Most home warranty companies offer comparable coverage within the same price range. The premium is payable at closing and customarily protects you for one full year. Repairs are typically handled through the home warranty company with a minimal deductible. Often times the cost of the first year premium is offered as an incentive by sellers to solicit the sale of the property. The age and condition of the home should be a consideration when choosing to purchase a home warranty. A fifteen year-old home with original equipment, versus a two year old home will likely have different financial risks. Your REALTOR® can help you decide if a home warranty policy is right for you based on your individual circumstances.


Why Should I Consider a Home Warranty?

Homeownership is expensive enough all on its own, without adding the cost of repairs and replacements. When moving into a home where appliances and systems have been previously used, there is always the chance that the general wear and tear, or the way in which they were previously used and maintained, could cause breakdown and/or complete failure. These repairs/replacements can be astronomically costly and often times occur unexpectedly. A home warranty will protect you financially from most of the frequently occurring breakdowns of home system components and appliances. Contact Us if you have any questions about home warranty's or would like more information about them.

Discuss your unique needs and concerns with your home warranty representative. If you do not have a trusted home warranty representative, your REALTOR® can refer you to one.

HSA Home Warranty Protection

HSA Home Warranty



• May prevent post-sale disputes. If an unexpected, covered failure occurs in the home after the sale, the buyer will turn to HSA, and not you, to solve the problem.

• Seller coverage is free.* Coverage for the seller is complimentary while the home is on the market, for up to six months, with premium due at closing (if you need more time you may be eligible for six additional months of free coverage).

• A powerful marketing tool. It’s an added incentive that gives you the edge and sets your home apart from the competition. Get a leg up on the competition and compete with new home sales.

• Buyers typically ask for a home warranty. Many buyers today will ask for the home warranty to be included in the sale. Why not take advantage of the free coverage while your home is on the market? You can protect your budget from the costs of an unexpected, covered failure.

• Failures found on home inspection may be covered by a warranty. Transactions are often lost at inspection. If a potential issue is found during inspection, you can call HSA first to find out if it could be covered. Your HSA home warranty could make this process less traumatic and financially stressful.

• The convenience of one source for covered repairs. You can avoid the hassle of having to find a service contractor in your area. When a covered system or appliance breaks down, all you need to do is contact HSA to report the problem. A qualified service professional will contact you to schedule an appointment that is convenient for you.



Kim Upchurch

Kim Upchurch
HSA Account Executive NC
cell – 336-624-9344
service/enrollment 1-800-367-1448


This information is meant as a guide. Although deemed reliable, information may not be accurate for your specific market or property type. Please consult a REALTOR® professional or home warranty representative for more information home warranty policies.